Commercial vehicle insurance, like your personal auto policy, provides similar coverages such as liability, collision, comprehensive, medical payments (or personal injury protection) and uninsured motorist coverage.
Heavy-duty vehicles can cause more damage if they’re involved in an accident and sometimes require special insurance coverages. Required Business Liability Limits – If your business vehicle requires higher liability limits, you will probably need a commercial auto insurance policy.
Business is inherently risky, but business liability coverage safeguards against many known and unknown risks. Commercial general liability insurance coverage protects you, your business and your employees from claims involving bodily injury or property damage, up to the limits of your policy.